Students & Money: Never the twain shall meet?

By Hannah Armstrong

Read my blog

Your two biggest costs at university are going to be your tuition fees and your accommodation. You probably already know whether you’re paying your fees directly or with a student loan, but this is the time to make sure everything is in order. Depending on how your fees are being paid, there may be different sections of the online registration form for you to fill out.

If you are staying in a UEA residence, you can also start thinking about whether you’d like to pay your accommodation fees in 9 equal instalments which will be collected by Direct Debit on the third day of the month between October and June or 3 Equal Instalments at the beginning of each semester to coincide with receipt of your Student Loan. Please note that all instalment plans are set where the whole invoice is split into equal instalments and do not represent a monthly or semester figure. If you are receiving a student loan, remember you could be here for up to a week before your loan hits your bank account. This is because you have to be fully enrolled before the loan can be paid. Make sure you have enough money set aside for your first few days at university.

Once your Student Loan application has been approved, you have registered and term has started, your attendance will be confirmed and you will receive your first installment 3-5 working days from this date. Please note only maintenance loans are paid directly to you; tuition fee loans are paid directly to UEA later in the academic year. You should be able to check the progress of your application through your online account and if you have any problems you can reach Student Finance on 0300 100 06 07. Once you're a student with UEA, queries can be sent to or if you are an applicant.

Please note Student Loan payments cannot be released until you have returned your signed declaration to Student Finance.


Paying tuition fees with a student loan

Tuition Fee Loans are paid directly to the UEA in three installments throughout the year. The registration task should be pre-filled with these details but if they aren’t you will need to let finance know if you plan to use a fee loan. There will be an option to do this in the task.

Student Loan payments cannot be released until you have returned your signed declaration to Student Finance.


Paying your tuition fees directly

If you are paying fees yourself, or a parent/guardian is paying them for you, you/they will need to complete the tuition fee section of the online registration. You/they can choose to pay in full, 9 installments by Direct Debit or 3 installments. If you’re paying the fees all at once, you have 28 days from the date of the invoice to make your payment. If paying by installments, the payment is due before or on the dates stated in the notifications that are sent. 


Paying your accommodation fees

You’ll normally pay your accommodation in monthly installments unless you are paying from your student loan then you are better off paying in 3 installments as the monthly deductions will not coincide with your loan payments. If you don’t have a UK bank account yet, don’t worry, you will still need to complete the Accommodation task, if you have chosen 9 Installments then you will fill in the Direct Debit form once you are in receipt of your bank account details.  

Scholarship or Sponsor

If you are in receipt of a scholarship or have a sponsor it should show up on Step 7 of your online registration task automatically. If it doesn't, press report a problem (on the task) and let us know. It will then tell you to scan or bring your supporting documents to the Finance Enquiry Office in The Registry.​ 


Managing your money is important, and something that we strongly recommend you think about before you arrive. This is what some of the experts think:


Which? University

According to Which? Four in 10 first-years say they’d found managing money trickier than expected. Here are their tips for successful budgeting



“If you get loans and funding at the start of each term it can seem like a lot of money. But making it last across the year can be hard…”

UCAS student budgeting tips


UEA Student Support Service

If you’re worried about managing your money when you get here, you can always get support from the Student Support Service. 

For more information please contact our Finance Office on 01603 593781 or email:



Ask us a question

If you didn't find the answers you were looking for on the new students website, just fill in the box below with your enquiry and we will get back to you. Admissions enquiries: or telephone +44 (0)1603 591515

This field is mandatory.
This field is mandatory.
This field is mandatory.